Your money should move as easily as you do.
Send, receive, save and pay with SavaPay. Whether you're managing your own money or running a business, SavaPay gives you a simpler way to put your money to work.
Start free. Upgrade when you're ready.

Using your own money shouldn't feel this complicated.
Sending money shouldn't require jumping through hoops. Saving shouldn't mean managing another financial product. And businesses shouldn't need a maze of tools just to accept and manage payments.
SavaPay brings more of what you do with money into one place.
What do you want to do?
Run my business
Use SavaPay Enterprise to manage payments and business workflows.
Explore EnterpriseYour first steps with SavaPay Wallet.
Start with the essentials, then choose what fits your needs.
Get the Wallet app
Download SavaPay Wallet for your phone.
Follow the setup
Create your account and complete the checks requested in the app.
Choose your next step
Explore available ways to send, pay or save. Check eligibility and terms before you begin.

Meet your SavaPay Wallet.
One place to send, receive, save, pay and keep track of your money.
Send & Receive — Move money between people.
Pay — Use your SavaPay balance for payments.
Save — Put money aside and grow your balance.
Track — See your activity from one place.
Start free. Get more when you're ready.
$60/year
Higher sending and withdrawal limits, Zelle where available, and eligible access to Member savings.
For eligible SavaPay Members. Terms apply; availability and rates may change.
Don't just hold your money. Grow it.
SavaPay Members can put their money to work with up to 7% APY savings, directly from their SavaPay experience.
Explore Savings- Example starting balance
- $5,000.00
- Assumed APY
- 7.00%
- Example gain after one year
- +$350.00
APY is the Annual Percentage Yield. Savings features are available to SavaPay Members and subject to terms and conditions. Rates may change.

Your business moves money too.
SavaPay Enterprise gives businesses the tools to manage payments, customers and financial workflows from one place.
E-commerce — Manage your SavaPay commerce and payment activity.
Agent — Run and manage your SavaPay agent operation.
Create a link. Share it. Get paid.
Give your customers a payment link they can open to pay with SavaPay.
Create a payment link for an order or payment request.
Share the link by message or email. Customers approve payment in SavaPay.
Your business verifies the result before completing the order.
One link for your payment request
Example order #1042
$24.00 USD
Your shareable link
Share by message or email so your customer can open the payment request.
See the customer view
The customer reviews the request, then approves payment in SavaPay.
Illustration only — this example link is not active and no payment is processed.
From payment link to confirmation
Create a link
Set up a payment request for your customer.
Share the link
Send it by message or email.
Customer approves
Your customer reviews and approves payment in SavaPay.
Confirm payment
Verify the payment result before completing the order.
Your Wallet, across borders.
Send to SavaPay users worldwide in seconds. Add or withdraw money using the methods available to you.
Worldwide Wallet transfers
Send directly from your Wallet to another SavaPay user, wherever they are.
Wallet-to-Wallet transfers are subject to account eligibility and service conditions. Deposits and withdrawals have separate processing times.
The Wallet app speaks your language
- English
- Français
- Español
- Português
- Kiswahili
- Lingála
Six app languages. Language choices and translated content may vary by app version and availability.
Ways to add and withdraw money.
These methods are supported in the Wallet experience where available. Open Add Funds or Withdraw in the app to see which options you can use today.
Local agent cash
Where participating agents are available
Deposit and withdraw
Stellar (XLM)
Worldwide, subject to eligibility
Deposit and withdraw
Cash App
United States
Deposit and withdraw
Zelle
United States
Deposit and withdraw
MTN Mobile Money
Ghana
Deposit and withdraw
Availability is not guaranteed for every account or location. Methods may be paused for maintenance. Check the app for current access, fees, limits and timing before you start.